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Please fill out the join form above - its free to make an account and give our site a no-obligation, free test run. Subjects provided details about their cash flow – including wages, welfare payments, alimony, and stock dividends – and their overall net worth.They also answered questions about whether they had “maxed out” any of their credit cards, missed bill payments or filed for bankruptcy.All the participants had taken an intelligence exam known as the Armed Forces Qualification Test (AFQT) in 1980, an intelligence test used by the US military to assess recruits. On the surface, Zagorsky’s analysis confirms the findings of previous studies linking higher intelligence with higher income.“Each point increase in IQ test scores is associated with $202 to $616 more income per year,” he says.